Consultation
ETF Allocation Review
A full review of your ETF holdings with target allocation ranges, concentration checks, and agreed rotation triggers.
Who it is for
Investors who already hold ETFs — or are about to — and want a clear allocation map rather than a stream of ad-hoc ticker ideas. Typical clients are professionals and business owners who place their own trades but want a second set of eyes on weightings, overlap, and when sector or duration tilts should rotate.
What you receive
- A written holdings map covering each ETF’s role, geography, factor tilt, and approximate fee drag
- Target allocation ranges (not single-point percentages) aligned to your time horizon and cash needs
- Overlap and concentration notes, including look-through exposure to the same large companies across funds
- A rotation watchlist with the conditions we will monitor and the dates we propose for the next check
- A plain-language summary you can keep beside your broker statements
What is not included
We do not execute trades, hold client money, or sell managed products. Tax advice specific to your full affairs sits with your accountant. Stock picking outside the ETF universe is outside this engagement.
How the work unfolds
- Brief & documents — You share holdings, contribution plans, and any constraints (ethical screens, currency preference, income targets).
- Session one — We walk the current map together, pressure-test assumptions, and set draft ranges.
- Written pack — You receive the allocation review document and rotation criteria.
- Session two — We refine ranges, agree the first review date, and answer remaining questions.
Duration & delivery
Most reviews complete within two to three weeks. Meetings take place at Level 8, 42 Colmore Row, Birmingham B3 2BH, or by video if you prefer. Preparation usually takes under an hour on your side if statements are ready.
Pricing basis
Engagements start from £780. Larger or multi-account portfolios are quoted after we see the holdings list. A deposit of 30% confirms the first session date; the balance is due when the written pack is delivered.
Next step
Request an allocation review and tell us roughly how many ETFs you hold and whether income or growth sits first. We reply within two working days with availability and a firm quote.