Consultation
Portfolio Health Check
A compact diagnostic for ETF portfolios that have grown by accretion rather than by plan.
When this helps
Useful when several ETFs were bought over years, dividend plans auto-invested into new funds, or a workplace scheme rolled into a personal account. The health check surfaces overlap, idle cash, and gaps before you commission a full allocation review.
Deliverable
You leave with a one-page findings note: what looks coherent, what overlaps, and which two or three questions deserve a deeper allocation review later.